Financial Planning

Enjoy today without worry about the future

Our experienced advisors ensure you are prepared for what the future holds and have a solid plan in place to meet your financial goals no matter what life stage you are at. Providing expert financial advice we can help you understand what to do to achieve your future ambitions and how to manage unexpected situations.

We understand that every individual’s financial situation is unique and can change over time. That’s why we recommend a regular financial planning reviews to ensure that your plan is strategically aligned with your goals and circumstances.

LET’S START PLANNING

Step 1 – Evaluate your situation

One of our advisors will meet you to evaluate your current financial situation and understand your goals, future hopes and timescales that you are working towards.

Step 2 – Define your Risk Profile

Understanding your attitude towards risk is key to creating a plan that will work for you and examining your options. It will help in determining what your investment portfolio should look like and your level of comfort.

Step 3 – Design the plan

We will create a financial plan working closely with you to incorporate what matters to you.

Step 4 – Implement

Your financial advisor will take the required steps to ensure your individual plan is implemented so you can sit back and be confident you’re in good hands.

Step 5 – Review

We will arrange regular reviews to ensure your financial plans are on track as your life goes through many changes, implementing any required revisions. Economic changes may mean that what was once a sound investment is no longer viable, so it is important to revisit your financial plan periodically.

Evaluate: Step 1 – Evaluate your situation

One of our advisors will meet you to evaluate your current financial situation and understand your goals, future hopes and timescales that you are working towards.
Define: Step 2 – Define your Risk Profile

Understanding your attitude towards risk is key to creating a plan that will work for you and examining your options. It will help in determining what your investment portfolio should look like and your level of comfort.
Design: Step 3 – Design the plan

We will create a financial plan working closely with you to incorporate what matters to you.
Implement: Step 4 – Implement

Your financial advisor will take the required steps to ensure your individual plan is implemented so you can sit back and be confident you’re in good hands.
Review: Step 5 – Review

We will arrange regular reviews to ensure your financial plans are on track as your life goes through many changes, implementing any required revisions. Economic changes may mean that what was once a sound investment is no longer viable, so it is important to revisit your financial plan periodically.

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Benefits of financial planning

Our uniquely tailored and personalised approach ensures our Financial Planners build an understanding relationship with you to create a financial plan that meets all of your needs.

Perhaps your life is changing and you are starting a family, or your saving to pay for your children’s education, paying off a mortgage, consolidating your pensions or planning for retirement?

Here are some of the reasons why a financial review is essential.

Keep your financial plan on track

Your financial plan is not a one-time event but an ongoing process. Regular financial reviews help ensure that your plan is aligned with your current goals and circumstances. A financial review can identify any gaps or potential issues in your plan and make adjustments to keep it on track.

Stay informed about changes in the market

The financial markets are constantly changing, and these changes can impact your financial plan. A financial review can help you stay informed about any significant developments in the market and make informed decisions about your investments.

Optimise your financial strategy

As your life changes, so may your financial strategy. A financial planning review can identify any areas where your strategy may need to be adjusted to optimize your financial position. For example, you may need to adjust your savings or investment strategy to reach your goals.

Plan for the unexpected

Life is unpredictable, and unexpected events can impact your financial situation. A financial review can help you plan for unexpected events such as job loss, disability, or illness. By reviewing your insurance coverage, emergency fund, and other plans, you can be better prepared for any unforeseen circumstances.

Save time and reduce stress

A financial review can save you time and reduce stress by providing you with a clear understanding of your financial situation. By reviewing your finances regularly, you can avoid last-minute financial decisions and feel more confident in your financial plan.

What financial planning options are available?

Cash Flow Planning

Being able to plan ahead requires a full understanding of what your financial goals are, what timescale you are working to, and what your best options are to achieve your objectives. Find out what cash flow modelling is, and how it can help you.

Inheritance Tax Planning

Many people aren’t aware of the need to consider Inheritance Tax, and how it could impact their future wealth. With the right structure in place for protecting assets, you could substantially improve the financial wellbeing of both yourself and your family.

Trusts

Find out how Trusts can help to preserve assets for your family’s future, safeguarding them from tax liabilities such as Capital Gains and Inheritance Tax. AMFA’s advisers will explain the advantages of setting up a trust, and how to make them work hard for you.

Long Term Care

Long term care should be an important consideration for any family’s financial plans, and too often it isn’t. It’s a growing issue, and the cost of care in later life is of course increasing all of the time. It’s never too soon to review your personal circumstances.